Financial Assistance is available to those who qualify. Students must complete the Free Application for Federal Student Aid (FAFSA) to establish eligibility for federal financial aid. Financial Aid includes Pell Grant along with subsidized and unsubsidized federal student loans. All FA paperwork must be complete prior to the first day of class. To complete this application any student may go to this website: www.fafsa.ed.gov. Students receiving federal financial aid must have a high school diploma, GED, or meet the Ability To Benefit (ATB) criteria. For more information on the ATB exam, please see one of our admissions counselors. Students asked to provide verification for Federal Financial Aid (FFA) must be able to provide the requested documents. Failure to produce the requested documentation in a timely manner may result in the ineligibility or loss of FFA. Students who receive Title IV funds may have additional overage funds available to them on request. Overages are disbursed in monthly installments, unless otherwise designated. Financial Aid overages are to be used solely for educational purposes. The form to request these funds is available from the financial aid office. Funds not requested to be disbursed will be returned to the lender. Students are not liable to repay unused/unrequested funds. If a student is charged for a repeated class, a lost book or lost equipment that is covered either in the in the tuition or the fees, that charge may reduce the amount of overage available to be disbursed or may be added as an additional charge to tuition or fees.

Tuition and Fees

As of July 1, 2011

PROGRAM NAME	HOURS/CREDIT	TUITION	FEES	TOTAL COSTS
Administrative Assistant	975/38	$9,500.00	$291.00	$9,791.00
Building Trades Technician	900/36	$9,500.00	$1,740.00	$11,240.00
Cosmetology	1800 clock hours	$10,800.00	$1,300.00	$12,100.00
Early Childhood Education	930/31	$9,500.00	$500.00	$10,000.00
Food & Hospitality Professional	25 25/38	$9,500.00	$3,450.00	$12,950.00
Medical Assistant	975/35	$9,500.00	$1,350.00	$10,850.00
Nail Tech	600 Clock Hours	$4,200.00	$700.00	$4,900.00

*All students are required to pay all tuition and fees when due. See the online Student Catalog for applicable tuition and fees. Click here to view the Financial Aid ISBN information for books and educational materials for each program.

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Refund Policy

Refunds shall be made within 30 days of either notice of withdrawal by the student to the schoolor from the date the school terminates the student. Refunds, when due, do not require a request from the student.

Refund Schedule

The following refund schedule shall apply to students who leave CTE prior to completion of training:

• After the first day of classes and during the first 10% of the period of financial obligation, the institution shall refund at least 90% of the tuition;
• After the first 10% of the period of financial obligation and until the end of the first 25% of the period of obligation, the institution shall refund at least 50% of the tuition;
• After the first 25% of the period of financial obligation and until the end of the first 50% of the period of obligation, the institution shall refund at least 25% of the tuition; and,
• After the first 50% of the period of financial obligation, no refunds will be provided.